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What Are The Costs of Home Ownership?

10/4/2017

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So, you are thinking about buying? You may be asking yourself, "What other costs will I have to pay for once I own my own house?"  If you are coming from a rental agreement think this utilities, home ownership could add a few more expenses. 

Utilities
Frequently, when a house is listed, the sellers will fill out a utility cost sheet. This is for potential buyers to get a feel for what the utilities cost in that particular house.  If the utility cost sheet is available, I will be a little find this for you. 

Association Fee
Depending on your tastes and needs, you may be looking for a house that has an association fee. Associations can include services such as lawn care, road maintenance, trash collection, and group facilities such as a pool.   feel free to ask me if the house you're looking at has an association attached to it.

Tax
Paying taxes comes along with home ownership. These costs are usually bundled up with your mortgage. I can help give you an idea of what taxes will look like for certain property. 

Maintenance 
Another part of home ownership, that is different from renting, is maintenance.  Keep potential maintenance costs and minds when looking at houses, especially older homes. When buying a house, it is wise to perform a home inspection to help protect you from hidden maintenance issues. 
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