How to Know if You're Ready to Buy a Home.

Are you tired of throwing your money away with renting?  Have you been considering investing in a home?  How do you know if you are ready for this seemingly daunting step?  You may be surprised at how ready you are to achieve the American Dream of home ownership.  

The U.S. Department of Housing and Urban Development suggests you ask yourself the following questions:

-Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? 
-Do I have a good record of paying my bills? 
-Do I have few outstanding long-term debts, like car payments? 
-Do I have money saved for a down payment?  (There are programs available that allow up to 0% down payments)
-Do I have the ability to pay a mortgage every month, plus additional costs?

Available Houses In Harrisonburg