These are not the only determining factors. The lenders will also consider the cash you have available to put down on the house. Finally, your lender will take into consideration your credit history to determine the maximum loan amount.
If you have any interest in purchasing a home, it doesn't hurt to contact a mortgage company to see what the maximum loan amount you can qualify for. The consultation is generally less than an hour and doesn't cost you anything. Feel free to contact me for suggestions.
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